November Update

I haven't been posting lately mostly because things seem to be going more or less on autopilot. That's a little bit good and a little bit bad. The good part is that my debt is steadily going down without being too painful. The bad part is that I'm really not being aggressive enough in paying it down.

I've updated the totals in the sidebar and as it stands now, I've paid off $2578.24 since 5/31. I should be able to bring the debt total under $30K by the end of the year except--and this is a big "except"--I need to buy a new stove and I will likely put it on a finance plan (one of those 12-months-with-no-interest kind of deals). I know it sounds bad to be adding more debt, but I think this is a purchase I can no longer delay and I have made major purchases (computers, appliances, a sofa) on plans like that before and I'm always very good about getting the items paid off on time before I have to pay a penny of interest.

My savings is up only slightly, to $2527.53. My savings are going to be taking a big hit in the next two months in order to pay for property taxes in December and fourth quarter income taxes in January. I'm just hoping that I'll be able to keep from dipping into my e-fund.

Work has been steady lately, but I'm a little bit concerned about how it will go after the first of the year. January through March are often a slow period for me, so I need to figure out what I can do to bring in money if the normal income channels are producing.